Alaska Insurance Consumer Guide

Index of Topics

• About the Division
• What is Insurance?

General Information

• How is Insurance Sold?
• Tips on Buying Insurance

Be Aware. . .

• Unfair Trade Practices
• Cancellation or Nonrenewal of your Insurance Policy
• Premium Refunds
• Appraisal
• Unfair Claims Settlement Practices
• Civil Rule 82

Personal Auto Insurance

• Premiums Comparison Guide
• Coverages in an Auto Policy
• Things to be Aware of Regarding Auto Insurance
• What Affects the Price of Auto Insurance?
• Auto Insurance Claims

Homeowner's Insurance

• Premiums Comparison Guide
• Coverages in a Homeowners Policy
• Types of Homeowners Policies
• Things to be Aware of Regarding Homeowners Insurance
• Home Inventory App and Checklist
• What Affects the price of Homeowners Insurance?
• Homeowners Claims

Personal Umbrella Insurance

• What is Covered?
• Things to be Aware of Regarding Umbrella Insurance Policies

Life Insurance

• Types of Life Insurance Policies
• Things to be Aware of Regarding Life Insurance Policies
• Life Insurance Claims

Annuities

• Types of Annuities
• Things to be Aware of Regarding Annuities

Long-Term Insurance Policies

• Things to be Aware of Regarding Long-Term Insurance Policies

Health Insurance

• How Health Insurance Policies are Sold
• Considerations in Purchasing
• Types of Health Insurance Plans
• Things to be Aware of Regarding Health Insurance Policies
• Managed Care
• Alaska Health Insurance Laws
• Federal Laws Affecting Health Insurance
• Disability Income Insurance
• Medicare Part D - Medicare Prescription Drug Coverage

Where to Go for More Information

• Consumer Organizations

Division of Insurance Consumer Services Section

• If You Have a Problem
• Filing an Inquiry or Complaint
• Completing the Inquiry/Complaint Form
• Definitions of Insurance Terms
• Reporting Fraud