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ORDER NO. R94-12
SURPLUS LINES PLACEMENT LISTS
On November 18, 1994, a hearing was held pursuant to AS 21.06.180-230
to receive testimony regarding insurance coverage which insureds
are generally unable to secure from admitted insurers for consideration
by the director for inclusion on the surplus lines placement list.
Other written and oral testimony was also received in accord with
the hearing notice.
Producing brokers are reminded that, under AS 21.34.020(3)
and 3 AAC 25.030, they must use due diligence to determine whether
the insurance is available from an admitted insurer. Due diligence
will be presumed if the producing broker affirms that the
coverage is unavailable and the unavailability is documented
by the affirmation that the coverage is on this list. Nothing herein
shall preclude the producing broker from applying for an exception
under AS 21.34.020(4).
This order replaces Order R93-09, issued November 1, 1993, and
subsequent amendments.
Under 3 AAC 25.040, the following is the December 12, 1994, surplus
lines placement list:
AUTOMOBILE LIABILITY
Auto rental firms
Auto racing liability
Auto u-drive
Automobile "bobtail" liability
Automobile driving schools
Courtesy cars used by common carriers - Monoline
Drive away
Garage/auto dealers involving motorcycles, snowmobiles, RV's, or
off-road vehicle, go-karts
Hazardous materials hauling including gasoline distributors
Long haul trucks
Midget autos
Racing
Sand and gravel haulers involving dump trucks
Taxi cabs
Vehicles maintaining or servicing aircraft
AUTO PHYSICAL DAMAGE
Auto renters conversion
Auto firm renters - short term
Classic/antique autos
Dealership vendors single interest
Garagekeepers legal liability
Hazardous materials hauling
Heavy vehicles - over 20,000 gross vehicle weight
Leased motor homes
Long haul trucks
Luxury autos
Racing autos
Special auto bodies
Taxi cabs
AVIATION AND AIRCRAFT
Aircraft - antique
Aircraft - chartered
Aircraft - excess passenger liability
Aircraft - fixed base operations
Aircraft applicators liability including crop damage and chemical
drift
Airmeet liability
Aviation maintenance vehicles
Balloon - hot air gas
Excess limits
Guide, lodge, or outfitter airstrips
Guides, lodges, and outfitters aircraft hull or liability
Helicopters
Monoline:
Airport liability
Aviation products liability
Hangerkeepers liability
BURGLARY, ROBBERY AND HOLD-UP
Goldmines
FIRE AND ALLIED LINES
Buildings on piles
Chattel mortgage - nonfiling or nonrecording
Drought insurance
Explosive manufacturing, storage, or sales
Green houses - wind and hail
Hay in the open or barns - when value exceeds $25,000 in each stack
or barn.
Monoline:
Business interruption, earthquake or flood
Vacant buildings coverage including VM&M and theft coverage
Plastic manufacturers and sales
Polyurethane insulated buildings
Remote - accessible only by air or water
Sawmills
Unprotected risks - class 8, 9, or 10
Woodhandlers
PROFESSIONAL LLABILITY
Architects and Engineers
Social Service agencies, residential counseling service (i.e.,
alcohol abuse, counseling)
GENERAL LIABILITY
Spectator liability
Animal rides, saddle horse liability, rodeos and horse shows
Custodial care - licensed for under 25
Adult day care centers
Child day care centers
Developmentally disabled
Residential and day care centers
Homes for the aged
Demolition contractors liability
Environmental impairment liability
Explosive manufacturing, storage, or sales
Exterminators liability, pest control applicators
Guides, outfitters, and lodges - remote (accessible only by air
or water)
Hazardous materials
Loggers broad form liability
Damage including fire
Damage to standing timber
Mining
Monoline:
Employment related practices
Explosion hazard
Hole-in-one coverage
Pollution/contamination
Ski-lifts and tows
Liquor liability - if liquor exceeds 40% of sales or entertainment
Police protective - false arrest, personal injury
Products and completed operations
Railroad protective
Security guards (under ten guards)
Special events, tagged fish
Snowmobile dealers
New ventures - under three years experience
Oil field service contractors - small (premium under $10,000) with
only Alaska operations
Real estate appraisers, errors and omissions
Social service agencies, residential counseling services (i.e.,
alcohol abuse counseling)
Sun tan parlors
INLAND MARINE
Bridges and tunnels
Builders risk/course of construction - accessible only by air or
water
Docks, piers, and wharfs - wood frame
Earthquake or flood
Hazardous materials
Unprotected - class 8, 9, or 10
KIDNAP/RANSOM
Kidnap/Ransom
MONOLINE COMMERCLAL
Cameras
Coin dealers
Coin operated devices
Contact lenses
Data processing equipment
Fine arts
Furs
High values - in excess of $5,000,000
Jewelry
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